Delinquent Installment Payment Plans

Under Ohio law, an owner-occupant of residential property (a home or manufactured home) in Lucas County with delinquent real estate taxes may qualify for a Delinquent Installment Payment Plan (DIPP).

By entering into and successfully completing a DIPP, a taxpayer may:

  • Avoid additional penalties and interest during the life of the plan; and

  • Reduce the risk of tax foreclosure.

To Qualify for a DIPP, You Must:

  • Own and occupy the residential property;

  • Provide a 20% down payment toward the delinquent tax balance; and

  • Have no prior payment contract defaults.

Remaining payments are structured to ensure that both:

  • Current tax bills are paid as they become due; and

  • The delinquent balance is paid in full within 24 months.

Please note: Installment plans will not be issued during the ten-day period immediately following a real estate tax due date.

If you believe you qualify and would like additional information, please visit our dedicated payment plan counter at the Treasurer’s Office.

Request for Exception to DIPP Policy

If you do not meet the eligibility requirements for a standard DIPP but would like your situation reviewed, you may submit a DIPP Exception Request for consideration.

Exception requests are reviewed on a case-by-case basis. Approval is not guaranteed.

In most cases, the Treasurer’s Office will respond to exception requests within ten (10) business days.

Taxpayers who are not eligible for a payment plan are strongly encouraged to make payments toward their delinquent taxes to reduce penalties, interest, and the risk of foreclosure.

Launch DIPP Exception Request